Equipment / vehicle finance

Its true we know a few things about equipment / Vehicle loans.

At hello mortgage we have partnered with funders and with our help we can make the process run smoother.

We can help you to buy physical assets outright with a chattel mortgage, purchase and lease assets on your behalf, and design flexible repayment plans for commercial hire purchases to help make your funds go further.

So, whether you’re looking to invest in equipment, machinery, we’ll do whatever we can to find the right solution for you.

Small Business Loans

At hello mortgage we connect you with small loan funders who provide finance for a broad range of business requirements. These might include investing in a business or franchise, or funding longer term working capital requirements such as buying, building or upgrading premises, or purchasing vacant commercial or industrial land. You can also use this loan to consolidate business debts.

Commercial Property

Commercial loans for purchasing or refinancing commercial property. These loans are an option if you're buying your first commercial property, refinancing an existing loan and are ideal for purchasing an investment or occupied commercial property. hello mortgage experienced personal and partners are here to help, contact us now

Bad Credit rating

At hello mortgage we understand life’s ups and downs, and are sympathetic to your situation. We have a strong understanding of non bank, private investors or short term loans, and can provide solutions if you are looking for solutions to for a bad credit home loan, to refinance, consolidate debts, pay tax, prevent a mortgagee sale, or simply for a second chance.

Self employed

If you are self-employed and applying for a home loan, a business owner, or have contract or seasonal work, we can help withfull doc or a low doc home loan may be the right solution for you. You may have been turned down by your usual banker or broker, or been told there is too much paperwork required for a successful home loan application.

A low doc home loan is a product that allows many self-employed, contract, or small-business owners the opportunity to apply for a home loan, invest, or access equity in their property up to 80% of valuation with minimal income information verification needed Full doc most cases require 2 years history, but we have access to non bank funders that will look at 12 months

Debt Consolidation

Many Australians, with existing home loans also have a number of credit cards, hire purchase agreements and a car loan. These repayments can add up to a significant amount each month and you soon seem to be "robbing Peter to pay Paul", with no spare cash for other essential costs or for the things you enjoy.

Clients are often then attracted to trying to gain more funds and sometimes just selling assets in order to live.

Ideally you should consolidate these debts into one new home loan and free up some cash, plus have the convenience of just one mortgage with the repayment due at the same time as you receive your pay. Imagine how much easier refinancing your loans like this would be! Another option for you to consider may be to consolidate your short-term debt into a separate short term home loan of say 5 years. This gives you the benefit of home loan rates which are alot less than what you are currently paying. By paying less interest you can pay debt off faster.

If you think this an option for you call hello mortgage team now, we can help you sleep better at night.