HOME BUYERS & LOW DEPOSIT HOME LOANS

The team at hello mortgage has a unique skill set to help first home buyers and those needing low deposit home loans in Perth and Australia. We can also discuss your options with you if you are legible for First Home Owner grants / rebates to buy an existing home or a new build.

Are you an existing home owner and looking to trade up or sell down ?. Do you need help with your fixed rates, a top up or advice on repaying your own home loan quicker?. We can help you.

With over 15 years of financial and home loans experience in Perth, we have developed a reputation for providing professional and quality services to first home buyers. We understand home loans, and in particular low deposit home loans, and are committed to providing a comprehensive service with a focus on each individual client.

Contact hello to find out more about home loans for first home buyers, new builds, low deposit home loans, fixed or variable interest rates, or for help understanding information / policy that is out there.

low deposit home loans

low deposit home loans

Low deposit home loans are creating opportunities for many first time home buyers in Australia to beat the rent trap, and first home buyers are building a new home even though they have minimal savings as a deposit with our help. With just 2% deposit and no mortgage insurance to pay, we may be able to assist you with building a new home using a nationally recognised building brand.

If you think your deposit for your first home is too small or your bank does not understand your circumstances, contact the friendly and knowledgeable team at hello mortgage today

Equity Release

Equity Release

Did you know you can get an equity release on your existing home loan to invest?

An equity release or a top up loan is an additional loan on top of your current mortgage.

The amount you can release will depend on how much you have owing on your home loan and the value of your property.

Hello Mortgage Broker

Refinancing

HOW DO I REMORTGAGE MY HOME LOAN

Refinancing from one lender to another happens for many reasons and these can range from not getting on with your bank manager, on-going poor service or mistakes, a dishonour when you had money in a different account, interest rates that are too high and the biggie, they declined your loan!

There are also clients who find that as a result of some earlier financial issues in their life, or even just being self employed, that their home loan is with a lender who may have high rates, no options for fixing and in some instances, not even have an office in Australia any more.

When this happens, it is best to look at a mortgage refinance option and to discuss this with a specialist.

We are trusted mortgage brokers, with an in-depth understanding of lenders in Australia. We have a working knowledge of lending and mortgage options that are flexible and work for all credit types.

If you are looking for the best rate for refinancing your mortgage, or for advice and help with debt consolidation, contact our friendly office at hello mortgage today.

Reviews

  • We highly recommend David to anyone. We found David to be down to earth willing to listen, hard working, truthful and reliable. David has been a real savior for us, please do not hesitate if you are looking for help around refinancing options / debt consolidation / investment / construction, we done it all and are so much better off now. We wish David the upmost success in his future.

    • Colin and Angela, SA
  • Have used their services three times now buying established / off the plan / construction, every time a great experience.

    • Hiedi
  • Started using David some 10 years ago as a first home owner, sense then I have grown my property portfolio to over 6 houses, I have built new homes as well as established homes, we are also looking at development in the near future.

    • Erwin
  • These guys are so helpful it is amazing the time and effort they put into my deal, as a first home owner I truly believe I was looked after all the way, so grateful to have been referred to them, thanks so very much.

    • Shirley
  • Very helpful, sorted our residential and commercial loans, we recommend their service to all, especially our Indonesian friend s and extended family.

    • Lisa