First Home Buyers

The team at hello mortgage has a unique skill set to help first home buyers and those needing low deposit home loans in Perth and Australia. We can also discuss your options with you if you are legible for First Home Owner grants / rebates to buy an existing home or a new build.

Are you an existing home owner and looking to trade up or sell down ?. Do you need help with your fixed rates, a top up or advice on repaying your own home loan quicker?. We can help you.

With over 15 years’ experience of mortgage broking home loans in Perth, we have developed a reputation for providing professional and quality services to first home buyers. We understand home loans, and in particular low deposit home loans, and are committed to providing a comprehensive service with a focus on each individual client. Contact hello to find out more about home loans for first home buyers, new builds, low deposit home loans, fixed or variable interest rates, or for help understanding information / policy that is out there.

New Home Builds

NEW HOME & RENTAL INVESTMENT BUILDS FROM THE GROUND UP

Does a new, modern home that you have helped design, appeal to you? hello mortgages can help you access 98% funding for new home builds for owner -occupiers or 90% on rental investments. Banks do not have the same low-deposit restrictions on new home build loans for investment. At hello, we have clients with low deposits who are successful with their applications for a low-deposit new home build or rental investment loan.

We also understand building is sometimes complicated especially when it comes to builder / land rebates and who is actually paying for these and the confusion it creates. We have a wealth of genuine experience with new home build loans, having financed many homes to be built for delighted clients, and have built and renovated our own homes.

Buying Established Home

People who buy established properties usually find this option to be cheaper or more convenient than building new, because all the hard work is done.

Another drawcard of buying established is that there is no lengthy wait time before moving in.

Buying established can also be a great way to buy into an older suburb that has very few blocks of land left.

Careful research and assessment of existing homes to buy improves the likelihood that your new home will be comfortable, cost effective to run and maintain, and hold its value into the future. The time spent now should help minimise future home improvement costs.

Build your Property Investment Portfolio

Be prepared and invest wisely for the long term with help from hello mortgage . For many years investing in property has been a way for Australians to start planning for their future retirement and generating wealth. We can help you finance a rental investment property up to 100% lending if you have equity in your first home or 95% without equity, whether you build or buy established.

We offer a comprehensive range of property investment services, including buying an existing property for rental or building a rental investment.

Go between loans commonly called bridging finance

A Go-Between home loan offers you an easy way to purchase a new home before you sell your existing one. Rather than making two sets of loan repayments while you are in the process of selling your existing home, a Go-Between home loan requires no repayments on the new loan during the Go-Between period.

Your ability to service the loan will be based on the loan amount remaining after the sale of your existing property.